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Down Payment Assistance

Down Payment Assistance Grant

If paying for a down payment and closing costs have kept you from getting into a home of your own, OHFA's Down Payment Assistance Grant may be able to help. Eligible borrowers participating in the First-Time Homebuyer Program, Target Area Loan Program, and Ohio Heroes Program can use the grant to greatly reduce the out-of-pocket expenses associated with buying a home.

If you qualify for one of OHFA's home loan programs, you can choose to take advantage of the Down Payment Assistance Grant.

  • OHFA will issue a grant in an amount up to 2.5% of your home's purchase price.
  • You can use the grant to pay for the down payment, closing costs, or other prepaid expenses incurred prior to closing. Keep in mind that while the grant will greatly reduce your expenses, you may still be required to pay for some costs out of pocket.
  • If you take advantage of the grant, your mortgage interest rate will be .5% higher than OHFA's current mortgage rates.
Do I Qualify?

To qualify for the Down Payment Assistance Grant, you must meet all requirements for your OHFA homeownership loan program. Check requirements for the First-Time Homebuyer Program, Target Area Loan Program, and Ohio Heroes Program.

In addition, you must either:

  • Complete a free homebuyer education course offered by any HUD-approved housing counseling agency, or
  • Use the streamlined OHFA homebuyer education program.

Learn more about your homebuyer education options.

Downloadable Information

You can download information about our loan programs from our download center.


Homefront Lending can help you choose the down payment option that is right for you. You can also check out our homeownership FAQs for more information.

If you need additional assistance, please contact:

Homefront Lending


Homefront Lending, LLC
3611 Socialville Foster Rd. Ste. 104, Mason, OH  45040
Office:  (513) 770-9320
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Ohio License MB.803802
Kentucky License MB23700
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